Electronic payments, from 30 June fines for merchants who refuse them. Here’s who to report violations to

You go into a shop for some grocery shopping. Have breakfast at the bar. Have dinner in a pizzeria. At the time of paying, extract the ATM. At the cashier they refuse him: “We don’t have the pos”, “Here the internet doesn’t take”, “For that amount I pay too much commissions“. The scene is certainly not new. But from next Thursday, June 30th, if the operator does not accept the electronic money will be able to take the fine. Eight years after the introduction ofobligation, so far remained only on paper, the Recovery bis decree associates the violation with a sanction administrative of 30 euros plus 4% of the transaction value. The citizen who feels forced to pay in cash – net of the possibility of leaving without paying and settling the due later, after having collected or making a transfer – will be able report it at the Finance Police through the toll-free number 117 or by contacting the nearest local department. If there are no patrols available, it is possible that the Yellow Flames will not intervene immediately to make the fine, which could come at a later time. The report will however also be used as “risk indicator“To direct subsequent checks on tax regularity.

The obligation to accept payments with an ATM, therefore traceable, dates back to Growth decree of the Monti governmentin 2012. In 2014 the minimum threshold was set at 30 euros and the entry into force postponed to June 2014. stability Law for 2016 reduced the cap to 5 €introduced exceptions for cases of “objective technical impossibility” and foreseen penalties of 500 euros for the merchant who does not have a pos terminal, with the risk of doubling a 1000 euros even followed by the suspension of activity if he did not comply. Draconian measures, however, postponed to a ministerial decree never passed. The amount of the fine, much smaller, was quantified for the first time in tax decree of 2019: 30 euros plus 4% of the transaction amount. It should have taken place from July 2020, but it took just a few months for the then majority to decide to repeal the rule. Which was not put back on track even when the Cashless plan of the Conte government has provided for a tax credit of 30% on the commissions charged to traders and professionals and thecost zeroing for transactions under i 5 € on the circuit PagoBancomat to also encourage the spread of micropayments. Today there are other offers that provide zero commissions or a full refund below a certain amount.

At the end of 2021 an amendment by League And Leu to the first Recovery decree tried to brush up on the fines, but from January 2023. In April the government Dragons decided to anticipate, also considering that the introduction of sanctions is included in the Recovery plan among the objectives to be achieved by the end of June. Ten years later, therefore, the law decree of 2012 it has been modified to sanction the departure of fines from 30. The obligation also applies to cards prepaid and there is no minimum limit under which the merchant is justified if he refuses to be paid by card. However, the exclusion remains for those who can invoke a “objective technical impossibility“, For example, see the possible absence of a high network mountain. As foreseen by the law 689 of 1981, referred to in the Monti government decree, the official or agent who ascertains the violation must submit to the Prefect a report “with the proof of the disputes or notifications carried out”.

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