From 2023 stop the penalties for those who do not accept credit cards and debit cards as a means of payment. The novelty contained in the draft of the Budget Law on which the Meloni government is working. The executive intervenes on payments via POS on two fronts. On the one hand it is introduced – a decree from the Ministry of Made in Italy should arrive by June 2023 – the exemption from the obligation to accept credit and debit cards for receipts under €30. With the ministry which will establish the exclusion criteria within 180 days in order to guarantee the proportionality of the sanction and to ensure the economy of the transactions in relation to the costs of the same. Secondly, the government has suspended the procedures and deadlines for the adoption of sanctions since 2023.
We are talking about sanctions introduced on 30 June which provided for a fixed amount of 30 euros to which is added 4% of the denied transaction. After the exemption for tobacconists, therefore, comes a measure that will please the category renamed by the media No Pos. Among which are some traders and taxi drivers who have jumped to the headlines for the controversies with consumers after the refusal of electronic payment.
The measure fits into an Italian context which was experiencing an acceleration on the digital payments front. In Italy, the growth of digital payments both online and with cards marks + 22% after the increase of 24% in 2021. Contactless cards recorded a leap of 49% and smartphones and bracelets even of 139%. Despite the race for our country, it remains third last in Europe for the number of transactions per capita with electronic payment instruments before Bulgaria and Romania (168 transactions against the average of 333 in the euro area). A trend on which the measure designed by the government together with the decision to raise the cash limit to 5 thousand euros could have an impact.